Adoption Grants and Loans
a gift of adoption
Gift of Adoption is the largest provider of adoption assistance grants awarded without regard to race, religion, age, marital status, or sexual orientation.
the abba fund
The ABBA Fund helps Christian families overcome the financial obstacles of adoption by providing interest-free loans that can be paid back over time. They also administrate Matching Grant and Interest-Free Loan Adoption Funds for churches at no cost to the church so that local communities can help their families with adoption costs.
academy of adoption and assisted reproduction attorneys
The mission of the Academy of Adoption and Assisted Reproduction Attorneys Family Formation Charitable Trust is to provide financial assistance to those individuals and non-profit organizations seeking to build families through adoption and assisted reproductive technology. For more information and access to the grant application, please visit adoptionattorneys.org/aaaa/charitable-trust/applications-for-grant.
a child waits foundation
The adoption assistance programs through A Child Waits are open to qualified couples and individuals who are seeking to adoption internationally.
This non-profit funding platform helps families raise money to pay for adoption costs. Check out how it works by visiting Adopt Together.
Check with your local bank on the availability of unsecured adoption loans, or how to qualify for a home equity line of credit. In addition, some employers allow loans against 401K plans.
adoption tax credit
Most families qualify for the Federal Adoption Tax Credit, available for up to $14,300 in adoption expenses per child; to be used to pay for adoption fees, court costs, medical care and other adoption expenses. Learn more by going to the IRS website. Contact your tax specialist to determine whether you qualify.
Adoption Tax Credit FAQs by North American Council on Adoptable Children
america’s christian credit union
Adopting a child is a special event for the Christian family. While many financial institutions do not understand the unique situation surrounding the adoption process, ACCU choose to respond to those needs. As part of their continuing effort to “reach, serve and teach,” they are happy to offer Adoption Loans.
anna cheri foundation
The foundation’s mission is to inspire people to orphan care around the world through both adoption and adoption support. They will award a grant every year to a family who is selected. For more information, please visit
Families that are adopting domestically and have been approved by an agency or facilitator can apply for a grant. There is no income requirement.
The Tinina Q. Cade Foundation’s Family Building Grant provides up to $10,000 per funded family to help with costs of domestic adoption and medical fertility treatment. The only restrictions for applying are must have a diagnosis of infertility from your doctor and be a legal, permanent US resident.
dave thomas foundation for adoption
The adoption assistance programs through Dave Thomas Foundation awards grants to adoption organizations that connect children with families, particularly adoption through foster care. The website provides general information about adoption, as well as prototypes for employer assistance programs.
domestic infant support fund (scholarship)
The Domestic Infant Support Fund was originated to provide assistance to flexible families, reducing the costs and breaking down financial barriers associated with the adoption of infants or older children through the Gladney Domestic Infant Program. Each family must meet the program qualifications and those outlined in Support Fund Request before the request for a support fund may be submitted.
dove men+care paternity leave fund
A $1 million commitment to fund paid paternity leave for real dads across the country over the next two years. Dove’s fund will extend $5,000 grants to dads without access to paid leave so they can spend time with their children and show how paternity leave benefits families, workplaces, and communities. Take the Pledge for Paternity Leave here.
dream4adoptionis accepting applicants for grants for the home study phase of adopting families. This program seeks to fund up to $1,500 directly to the agency involved in your home study phase. When the adoption is finalized Dream4Adoption also gives grant recipients an additional $500 as a “Welcome Home” portion of the grant.
family formation charitable trust
Formed to assist those in their efforts to form their families and to help children.
federal medical and family leave act
frost financial adoption assistance
Since 1868, Frost has been offering products and services to people in our community. Their commitment to doing business honestly and ethically explains why so many Texans trust them as a safe and sound place for managing their finances.
Frost Application Process
gift of adoption
This organization provides adoption assistance grants that give vulnerable children a permanent home and the chance to thrive.
helping kids cope
Adoptive couple can be of any race and child to be adopted can be of any race, age or gender.
help us adopt
Helpusadopt.org is a national 501(c)(3) financial grant program that helps couples/individuals (regardless of ethnicity, gender, marital status, religion, or sexual orientation) with the cost of their adoptions by awarding grants up to $15,000.
it’s a child’s life foundation
A small non-profit organization based out of Ada, OK with a heart for helping in the areas of foster, adoption, mentoring and support for children.
jewish free loan association
Loans up to $35,000.
katelyn’s fund – orphan ministry
Provids grants to Christian families.
The world’s largest online marketplace connecting borrowers and investors.
lifesong for orphans
Rncourages Christian couples to adopt a child by relieving some of the financial burden of international and domestic adoption. They provide Adoption Matching Grants from $1k-$4k per child, and also offer Interest-Free Loans up to $10,000. Contact them at email@example.com, or call 309.747.3556.
Adoption loans from $5,000 to $100,000
National Military Family Association, Inc.
Phone: (703) 931-6632
national adoption foundation
The adoption assistance programs through National Adoption Foundation are available to any family whether they are adopting a child domestically, abroad, or from foster care. Open to all legal adoptions or non-related children and does not exclude private adoption, agency adoption, international adoption or special needs.
oxford adoption foundation
Helps families adopt internationally by providing low interest loans to assist with the expenses associated with the international adoption process.
pathways for little feet
Provides interest-free loans to qualified adoptive families who need financial assistance to finalize their adoptions.
project hope ministries
Provides matching grants to Christian families that adopt older, special needs, or sibling groups from Colombia. The purpose of the match is to help encourage your friends, family, and church to give to your adoption. Please download a PDF version of the grant.
Link to pdf
Provides hopeful adoptive parents across the U.S. with access to low-interest, unsecured adoption loans.
resources 4 adoption
This website provides you with a database of adoption grants and loans and many resources to help you start the adoption process. www.resources4adoption.com
Through adoption assistance grants, Show Hope donors have helped provide loving, Christian families for over 2,000 waiting orphans from 40 different countries, including the U.S.
the sparrow fund
An organization committed to encouraging and supporting these families in the adventure of adoption. We do this by providing grants to families in financial need to enroll in programs specifically designed to provide counsel and comprehensive medical reviews of their referred child.
Adoption Fundraising for Adoptive Families
Both Hands helps families fundraise for their adoptions. A family gathers a team of volunteers and Both Hands coaches them to coordinate a service project fixing up a widow’s home. Similar to a 5k race, the volunteer team sends letters to raise sponsorship for their day of service. However, instead of running, the team serves a widow in their community.
More adoption fundraising ideas (coming soon!)